Cost of Living for Students in the UK

In 2025, the UK remains one of the top study destinations for international students, but managing living expenses is a critical part of planning. From accommodation and food to transportation and healthcare, costs vary widely by location. Understanding the true cost of living in the UK helps students budget wisely and maximize their study abroad experience.

The biggest expense for students in the UK is accommodation. In London, average rent for a single room in student housing ranges from £750–£1,200 per month, while outside the capital—in cities like Manchester, Birmingham, or Sheffield—costs fall between £500–£800. Many universities provide on-campus dormitories that include utilities and internet, often making them more affordable for first-year students. Private rentals, while flexible, require additional payments for bills such as heating, electricity, and water, which can add £100–£150 monthly. Food expenses average £150–£250 per month if students cook at home, while frequent dining out significantly increases costs. Affordable grocery chains like Aldi, Lidl, and Tesco remain student favorites. Transportation costs also vary; in London, a monthly travel card can exceed £150, while in smaller cities students spend £40–£70. Many universities offer discounted bus passes or free shuttle services, reducing expenses further. Healthcare, fortunately, is largely covered under the NHS (National Health Service) once students pay the Immigration Health Surcharge during visa application. Books and study materials may add £30–£50 monthly, though many students save by using digital libraries, second-hand books, or university resources. Entertainment and personal expenses average £100–£200 per month, depending on lifestyle choices.

To manage costs, students often rely on scholarships, part-time jobs, and budgeting apps. UK visa regulations in 2025 allow international students to work up to 20 hours per week during term and full-time during breaks, with wages averaging £10–£12 per hour. This provides extra income for daily expenses, though tuition fees must still be covered separately. Many universities and external bodies offer scholarships and bursaries, reducing financial strain. Students also benefit from discounts on travel, shopping, and entertainment through NUS (National Union of Students) cards and other schemes. Affordable housing cooperatives, shared flats, and university partnerships with private landlords help cut accommodation costs. In London, students often balance higher living expenses with access to better job opportunities, while in smaller towns, lower costs mean less financial pressure but fewer part-time openings. Budgeting apps and online calculators allow real-time tracking of spending, helping students stay disciplined. Ultimately, the cost of living for students in the UK in 2025 ranges from £900–£1,500 monthly depending on location and lifestyle. With smart financial planning, scholarships, and part-time work, students can manage expenses effectively while enjoying access to world-class education and cultural experiences.